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BOAT INSURANCE

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy.

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ABOUT BOAT INSURANCE

What you need to know about boat insurance
Boat insurance provides protection for you against a financial loss caused by owning or operating a boat or personal watercraft. Boatowners insurance is a package policy, which includes damage to your property and liability for injuries or property damage caused to other people.

Physical Damage (Comprehensive and Collision)
Covers physical loss or damage for the watercraft including permanent equipment

Property Damage Liability
Provides legal liability for a covered accident that involves damage to someone’s property, up to the limit of liability you select.

Bodily Injury Liability
Provides payment for injury or death resulting from an accident for which you are at fault. Bodily injury liability, also known as BI, can help pay for the injured party’s medical expenses and lost wages, and may also help provide compensation for legal defense. The limit, or the amount covered, is select when you purchase your auto insurance policy.

Medical Payments
Medical payments help cover medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.


Uninsured/Uninsured Boaters Coverage
Pays damages due by law to you from the owner or operator of an uninsured/underinsured watercraft because of bodily injury suffered by you.


Personal Effects Coverage
Coverage for non-boating related equipment such as fishing equipment, stereo, water skiing or other sporting equipment, and clothing lost or damaged while on board.


On-water Towing and Labor
This option covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.


Fishing Equipment
Fishing equipment insurance helps cover damage to fishing equipment while on an insured boat or while being carried on or off an insured boat.

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INSURANCE

WHY US

Auto
Homeowners
Business
Life
Condo
Renters
Flood
Boat
RV
Motorcycle | ATV
Umbrella
History
Why Go Independent
Values & Commitment

LEARN

Blog
Request A Quote
Contact Us

CURRENT CLIENTS

Thibodaux Office
605 East First Street
Thibodaux, LA 70301
(985) 447-4007
FAQ
Glossary of Terms
Make A Payment
File A Claim
Manage Your Policy
Auto Accident Check List
Houma Office
6495 West Park Avenue
Houma, LA 70360
(985) 876-2136

Raceland Office
2179 Highway 182
Raceland, LA 70394
(985) 537-9616
Jones Insurance Services has provided quality insurance products, expertise, and money-saving ideas to families and businesses throughout Thibodaux, Houma, Raceland, Vacherie, Schriever, Gray, and the surrounding areas of South Louisiana since 1952.  Our tradition continues with more companies and more choices, all resulting in the best available value for you.
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