WHAT TYPE OF INSURANCE ARE YOU LOOKING FOR?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Homeowners insurance is a package policy and provides financial protection against disasters. A basic (or standard) policy insures the home itself and the things you keep in it.
Do you have your own business? The type of coverage you need depends on a number of factors.
Life insurance is a contract between an insured and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the "benefits") in exchange for a premium, upon the death of the insured person.
Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.
If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home. You may, however, need more insurance to cover your personal items, liability, or fees that may be charged to you regarding shared areas of the building like the lobby.
Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment.
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains, and floodways that are susceptible to flooding.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy.
Whether your RV is a Class A, Class C, Fifth Wheel, Travel Trailer or Camper Shell - we are dedicated to providing you the right motor home insurance quote at the right price.
Many people are unaware that an auto policy is not designed to insure the special needs of an RV owner.
Motorcycle | ATV Insurance
Choosing the right insurance policy is much like choosing the right bike. You want it to fit your needs and lifestyle, but at the same time be within your budget.
Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage.