Commercial Insurance

Looking for commercial insurance in South Louisiana?

Business insurance is designed to protect your assets and profits against a financial loss caused by a catastrophe.

The following business insurance coverages are available and can be tailored to meet your specific needs:

General Liability

Insures against liability imposed upon your business because of the negligence of the business or its employees. It may be the only type of business liability insurance you need, depending on your particular business situation.

Workers Compensation

Insurance for your employees to protect against on the job injuries.

Commercial Auto

Covers a wide variety of vehicles used for your business. Vehicles used for business are NOT covered under your personal auto insurance policy.

Commercial Property

To protect your business’s physical assets. Including, but not limited to your building, outdoor sign, furniture, equipment, inventory, fence, landscaping, and others property.

Builders Risk

Will pay for damages up to the coverage limit in the policy. The limit must accurately reflect the total completed value of the structure (all materials and labor costs, but not including land value).

Inland Marine

Coverage of properties exposed to the transportation peril and those subject to being used or kept at a location other than the insured’s customary premises.

Contractors Insurance

There are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks.

Employment Practices Liability

Coverage to cover claims for harassment, discrimination, or wrongful termination. It is specifically designed to help protect the insured and their business in the event an employee or third party brings a suit or administrative charge.

Professional Liability

This coverage protects your business against malpractice, errors, negligence, and omissions. Depending on your profession, it may be a legal requirement to carry such a policy.

Excess Liability

Excess liability picks up where your business auto liability, general liability, or other liability coverage stops. Excess liability insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

Cyber Liability

Cyber insurance covers your business’ liability for a data breach that includes sensitive customer information. This could include things like Social Security numbers, credit card numbers, account numbers, driver’s license numbers and even medical records.

CHOOSING THE RIGHT BUSINESS INSURANCE PLAN

Navigating the options for your business can be very confusing, so at Jones Insurance, we have developed many different options and programs to meet the needs of our commercial insurance clients in South Louisiana.

We can design a specialized package according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call, send us a text, or visit our quotes page.

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