When most people think of a flood, they might think of devastating events like hurricanes, but most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars of damage.
If you’re looking for flood insurance in Thibodaux, Houma, Raceland, or any other area of South Louisiana, we’ve got you covered. Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.
In most situations, you will have a 30-day waiting period when you buy flood insurance, so don’t wait until it’s too late!
HOMEOWNERS INSURANCE DOES NOT COVER FLOOD DAMAGE
Regardless of whether you live in Thibodaux, Houma, Raceland, or any other part of South Louisiana, flood insurance has to be purchased as a separate, stand-alone policy.
It is not covered by homeowners insurance.
Flood insurance policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture, and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy.
If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
HOW TO GET STARTED ON YOUR FLOOD INSURANCE QUOTE
To get started on your quote, call our office, text our office, or click over to our quotes page. Either way we’ll make the process simple!