If you live in Thibodaux, Houma, Raceland, or any of the surrounding areas of South Louisiana, chances are Jones Insurance covers what you ride. We cover a full spectrum of motorcycles from:
- Street cycles
- Harley Davidsons
- Trike conversions
- Classic bikes
- Touring bikes
- Dirt bikes
Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages.
- Property damage liability
- Bodily injury liability
- Collision coverage
- Comprehensive coverage
- Uninsured or underinsured motorist coverage (UM)
- Medical payments
Property Damage Liability
Provides legal liability for a covered accident that involves damage to someone’s property, up to the limit of liability you select.
Bodily Injury Liability
Provides payment for injury or death resulting from an accident for which you are at fault. Bodily injury liability, also known as BI, can help pay for the injured party’s medical expenses and lost wages, and may also help provide compensation for legal defense. The limit, or the amount covered, is select when you purchase your auto insurance policy.
Collision insurance covers damage to your vehicle if you are involved in an accident. Your insurance company pays for damages, minus your deductible, caused when you collide with another vehicle or object.
Comprehensive coverage pays for damages caused by an event other than collision, such as fire, theft or vandalism. However, just like collision coverage, your insurance company will pay for damages, minus your deductible. Custom equipment coverage is also available.
Uninsured Motorist Coverage
Uninsured motorist coverage pays for medical treatment, lost wages and other damages if a driver who has no insurance hits you.
Medical payments provide coverage in the event of first party injury while operating the insured vehicle.
To get started head over to our quotes page and we’ll shop your motorcycle insurance to see who offers you the best possible deal on coverage and price.